PetCare - Safeguarding our best companions
PetCare is Singapore’s first pet insurance policy that provides comprehensive coverage to you and your pet dog or cat. It offers financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet. As devoted pet owners, it is comforting to know this policy covers up to 80% of vet bills and a range of common events during the life of your pet.
Vet Bills Coverage
Compensates up to S$5,000 for vet expenses non-surgical treatment, and up to S$18,000 for vet expenses for surgical treatment
No Medical Examination Required
Prior medical examination of insured pet is not required before coverage, subject to the fulfilment of eligibility of insured pet
Third Party Liability
Compensates up to S$500,000 for third-party liability arising from owning the insured pet
Freedom of Vet Choice
No restriction on which vet in Singapore to visit for treatment
No Claim Discount
Enjoy no claim discounts of up to 15% if there are no claims in the preceding three consecutive years
Wellness Care
Compensates up to S$200 for wellness care such as vaccination, teeth cleaning or polishing, spaying or neutering
Do you want reassurance for your pet dog or cat?
Compare our plans and choose the one that suits you
Description | Co-insurance percentage to be borne by the Insured (per incident) |
Deductible per incident |
---|
- Accident
-
Description of Benefits Co-insurance percentage to be borne by the Insured
(per incident)Deductible per incident Accidental Death
Death of the Insured Pet due to Accidental InjuryN.A. N.A. Accidental Injury
Vet expenses arising from Accidental InjuryN.A. S$50 Theft
Loss due to reported theft (Not Applicable to Cats)N.A. N.A. Final Expenses Benefit
Cost and expenses incurred for euthanasia, cremation, funeral service and handling charges following Accidental death of the Insured PetN.A. N.A. - Medical
-
Description of Benefits Co-insurance percentage to be borne by the Insured
(per incident)Deductible per incident Illness
Vet Expenses for non-surgical treatment50% N.A. Illness
Vet Expenses for surgical treatment20% (Insured Pet enrolled before age 5)
30% (Insured Pet enrolled before age 9)N.A. - Liability
-
Description of Benefits Co-insurance percentage to be borne by the Insured
(per incident)Deductible per incident Third-party Liability
Arising from owning the Insured PetN.A. S$500 - Wellness Care
-
Description of Benefits Co-insurance percentage to be borne by the Insured
(per incident)Deductible per incident - Vet examination and Vaccination
- Teeth cleaning or polishing
- Spaying / NeuteringN.A. N.A.
Description of Benefits | Adogable Plan1 | Ameowing Plan1 | Furtastic Plan1 | Ultipaw Plan1 | Pawsh Plan1 |
---|
- Accident
-
Description of Benefits Adogable Plan1 Ameowing Plan1 Furtastic Plan1 Ultipaw Plan1 Pawsh Plan1 Accidental Death
Death of the Insured Pet due to Accidental InjuryS$1,000 S$2,000 S$3,000 S$5,000 S$8,000 Accidental Injury
Vet expenses arising from Accidental InjuryS$700 S$1,500 S$3,500 S$5,000 S$7,000 Theft
Loss due to reported theft (Not applicable to cats)S$300 S$500 S$1,500 S$2,000 S$3,000 Final Expenses Benefit
Cost and expenses incurred for euthanasia, cremation, funeral service and handling charges following Accidental death of the Insured PetS$200 S$300 S$400 S$500 S$600 - Medical
-
Description of Benefits Adogable Plan1 Ameowing Plan1 Furtastic Plan1 Ultipaw Plan1 Pawsh Plan1 Illness
Vet expenses for non-surgical TreatmentS$700 S$1,500 S$3,500 S$4,000 S$5,000 Illness
Vet expenses for surgical TreatmentS$2,500 S$4,000 S$11,000 S$14,000 S$18,000 - Liability
-
Description of Benefits Adogable Plan1 Ameowing Plan1 Furtastic Plan1 Ultipaw Plan1 Pawsh Plan1 Third-party Liability
Arising from owning the Insured PetS$100,000 S$250,000 S$500,000 S$500,000 S$500,000 - Wellness Care
-
Description of Benefits Adogable Plan1 Ameowing Plan1 Furtastic Plan1 Ultipaw Plan1 Pawsh Plan1 - Vet examination and Vaccination
- Teeth cleaning or polishing
- Spaying / NeuteringN.A. N.A. S$100 S$150 S$200
1 Benefit Limit (per incident & in the aggregate)
Annual Premium Table (SGD)
Adogable Plan | Ameowing Plan | Furtastic Plan | Ultipaw Plan | Pawsh Plan | |
---|---|---|---|---|---|
Annual Premium | S$392.40 | S$504.67 | S$840.39 | S$1,016.97 | S$1,471.50 |
Premiums above include prevailing GST
No Claim Discount
Period of Insurance | Discount on Premium in Next Policy Renewal |
---|---|
The preceding year | 5% |
The preceding two consecutive years | 10% |
The preceding three consecutive years | 15% |
A discount will be granted on the renewal premium if no claim has been made under the Policy in the preceding year.
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Important Information
Please read carefully before purchasing PetCare
- Eligibility
-
- The Insured Pet must:
- be at least 8 weeks old and below 9 years old at the Policy Commencement Date of the first Period of Insurance;
- be microchipped and licensed;
- be residing regularly in the same premises as the Insured in Singapore;
- complete all required Vaccinations;
- not be a Working Pet or a Racing Dog; and
- not be a dog or cat used for breeding purpose
- The Insured must:
- be the registered owner of the Insured Pet as well as the policyholder of the insurance; and
- be a Singapore Citizen, a Permanent Resident of Singapore, or a foreigner with valid Work Permit, Employment Pass, Dependent’s Pass, Student Pass or Long Term Visit Pass
- The Insured Pet must:
- Major Exclusions
-
- Pre-existing, Hereditary, Congenital and Skin Conditions
- Any Condition which occurs within the Waiting Period
- Any occurrence or Illness developed or caused by any factor while the Insured Pet is outside Singapore
- Liability arising from any intentional or preventable act
- Theft arising from any intentional, neglectful or preventable act
- Day to day care e.g. vitamins, supplements, Vaccinations (unless selected plan has Wellness Care benefit), training, grooming
- Conditions related to breeding or pregnancy, whelping and/or queening
- Insured Pet is used for commercial or occupational purposes
- Treatment of or Conditions attributable to behavioural problems
- Damage to teeth and gums unless as a result of an Accident
- Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
- House calls and out-of-hours Treatment
- Elective procedures and treatments e.g. nail clipping, tail docking, debarking
- Cosmetic procedures
- Malicious act, deliberate injury or gross negligence caused by the Insured or anyone living with the Insured Pet or any other persons who have care, custody, or control of the Insured Pet
- Insured not complying with all statutory or other obligations and regulations as Insured Pet’s owner
The above is a summary of major exclusions only. For details, please refer to the Policy provisions.
- Important Notes
-
1. Applicable to dog breeds from Animal & Veterinary Service (AVS) Specified Dogs list (refer to Cat and dog licensing)
a. The Third Liability limit will be reduced to S$100,000 for Ameowing Plan, Furtastic Plan, Ultipaw Plan and Pawsh Plan
b. Dogs must be muzzled and leashed when in a public place
Please read carefully before purchasing PetCare
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