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Key Benefits
1
Added protection and benefits with higher sum insured
2
Medical expenses reimbursement due to accident
3
Provides family income shortfall during hospitalisation resulting from accident
4
Covers personal and family legal liabilities
5
24-hour access to Liberty Helpline which offers assistance services worldwide
We have got your needs covered
Compare our plans in detail, you’ll definitely find something that suits you
| Description of Benefits | Plan A | Plan B |
|---|
- Principal Insured
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Description of Benefits Plan A Plan B Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$300,000 S$150,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.S$200 per day up to 365 days S$150 per day up to 365 days Medical Benefits
Pays for medical expenses incurred following an accidentS$2,500 per family S$1,500 per family Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$500,000
any one accident or series of accidentsS$500,000
any one accident or series of accidentsEmergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of deathS$1,000,000 per family S$1,000,000 per family - Spouse
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Description of Benefits Plan A Plan B Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$200,000 S$100,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.S$200 per day up to 365 days S$150 per day up to 365 days Medical Benefits
Pays for medical expenses incurred following an accidentS$2,500 per family S$1,500 per family Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$500,000
any one accident or series of accidentsS$500,000
any one accident or series of accidentsEmergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of deathS$1,000,000 per family S$1,000,000 per family - Per Child
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Description of Benefits Plan A Plan B Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$20,000 S$20,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.S$200 per day up to 365 days S$150 per day up to 365 days Medical Benefits
Pays for medical expenses incurred following an accidentS$2,500 per family S$1,500 per family Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$500,000
any one accident or series of accidentsS$500,000
any one accident or series of accidentsEmergency Medical Evacuation & Repatriation
Access to Liberty Helpline which provides worldwide emergency assistance services 24 hours a day whilst you or your family are travelling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at the place of deathS$1,000,000 per family S$1,000,000 per family
Premiums above include prevailing GST
Additional Sum Insured
| Description of Benefits | Additional Sum Insured at the following rates (if required) |
Per Additional Sum Insured | Maximum Limit |
|---|
- Class 1
-
Description of Benefits Additional Sum Insured at the
following rates (if required)Per Additional Sum Insured Maximum Limit Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$5.45 Per additional S$10,000 sum insured Maximum sum Insured per child is S$75,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalisation of the Principal Insured due to an accident.S$16.35 Per additional S$100 sum insured Up to maximum S$750 per day Medical Benefits
Pays for medical expenses incurred following an accidentS$21.80 Per additional S$2,500 sum insured Up to maximum S$10,000 Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$21.80 Per additional S$100,000 sum insured Up to maximum of S$1,000,000 - Class 2
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Description of Benefits Additional Sum Insured at the
following rates (if required)Per Additional Sum Insured Maximum Limit Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$7.63 Per additional S$10,000 sum insured Maximum sum Insured per child is S$75,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.S$21.80 Per additional S$100 sum insured Up to maximum S$750 per day Medical Benefits
Pays for medical expenses incurred following an accidentS$32.70 Per additional S$2,500 sum insured Up to maximum S$10,000 Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$21.80 Per additional S$100,000 sum insured Up to maximum of S$1,000,000 - Class 3
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Description of Benefits Additional Sum Insured at the
following rates (if required)Per Additional Sum Insured Maximum Limit Accidental Death or Permanent Disablement
Pays up to the sum insured in the event of death or permanent disablement due to an accidentS$10.90 Per additional S$10,000 sum insured Maximum sum Insured per child is S$75,000 Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.S$27.25 Per additional S$100 sum insured Up to maximum S$750 per day Medical Benefits
Pays for medical expenses incurred following an accidentS$43.60 Per additional S$2,500 sum insured Up to maximum S$10,000 Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consentS$21.80 Per additional S$100,000 sum insured Up to maximum of S$1,000,000
The information provided here is a summary. Please refer to the actual policy wordings of the terms and conditions.
Notes
- Major Exclusions
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The Policy does not provide compensation arising from:
- Sickness or diseases
- AIDS and diseases associated with HIV
- Pre-existing physical defect or infirmity
- Suicide or self-inflicted injury
- War and nuclear related events
- Pregnancy, childbirth or its complications
- Other Notes
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- When switching Personal Accident policies to a new Insurer, it is important to compare the policy coverage, as these may differ from Insurer to Insurer
- Coverage for children is for those between 6 months and 18 years, subject to a maximum of 3 children
- Premiums quoted assume that the spouse falls under the Class 1 or 2 occupations. Premium will be loaded if the spouse falls under a Class 3 occupation
- Maximum age is 65 years
- Policy Owners' Protection Scheme
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This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Please visit Contact Us for the Liberty Helpline number.
