MaidCare

Key Benefits

1

Meet Ministry of Manpower's (MOM) requirement - For Security Bond, Personal Accident and Hospitalisation & Surgical expenses

2

Same day transmission to MOM

3

Immediate acknowledgment

4

Quick turnaround time

We got your needs covered

Description of Benefits	Standard	Standard Plus

Section 1 - Letter of Guarantee to Ministry of Manpower¹


Letter of Guarantee to Ministry of Manpower¹	S$5,000	S$5,000

Section 2 - Personal Accident


Death	S$60,000	S$60,000
Permanent Disablement	As per scale in Policy	As per scale in Policy
Medical Expenses	S$2,000	S$2,000

Section 3 - Hospital & Surgical Expenses


Hospital & Surgical Expenses	S$60,000 per annum	S$60,000 per annum
Co-Insurance applicable to bills exceeding S$15,000	25%	0%

Section 4 - Daily Benefit


Daily Benefit	S$20 per day (maximum 60 days)	S$20 per day (maximum 60 days)

Section 5 - Repatriation Expenses


Repatriation Expenses	S$10,000	S$10,000

Section 6 - Wages & Levy Reimbursement


Wages & Levy Reimbursement	Up to S$30 per day (maximum 60 days)	Up to S$30 per day (maximum 60 days)

Section 7 - Re-hiring Expenses


Re-hiring Expenses	S$350	S$350

Section 8 - Outpatient Kidney Dialysis/Cancer Treatment


Outpatient Kidney Dialysis/Cancer Treatment	S$2,500	S$2,500

Section 9 - Special Grant


Special Grant	S$1,000	S$1,000

Section 10 - Reimbursement of Indemnity Paid to Insurer


Reimbursement of Indemnity Paid to Insurer	Optional	Optional

¹The Proposer will need to indemnify Liberty Insurance Pte Ltd for all sums that Liberty Insurance may incur arising out of the Letter of Guarantee

Description of Benefits	Standard	Standard Plus

Extension A - Maid's (Insured person) Personal Belongings


Maid's (Insured person) Personal Belongings	S$250	S$250

Extension B - Employer's and Maid's Liability


Employer's and Maid's Liability	S$20,000 (Any One Accident/in the aggregate)	S$20,000 (Any One Accident/in the aggregate)

Premiums	Standard	Standard Plus

Premium payable


For 26 months (Include prevailing GST)	S$555.90	S$654.00
For 14 months (Include prevailing GST)	S$416.93	S$490.50

Reimbursement of Indemnity Paid to Insurer


Flat Rate (Include prevailing GST)	S$54.50

In the event that Liberty Insurance is required to make payment under the Security Bond required by Ministry of Manpower, the Proposer will need to reimburse Liberty Insurance the “Excess” amount only, provided that the payment is not caused by or resulting from the Proposer’s breach of the conditions under the Security Bond.

The “Excess” amount will vary as follows:

S$250: If this extension of coverage is purchased when the insurance package is first arranged subject to a waiting period of 30 days from the policy inception date
S$500: If this extension is purchased mid-term but within one month of the policy inception date subject to a waiting period of 30 days from the date of inclusion

Notes

Persons eligible to apply
- Must be in the immediate employment of the Insured and holds a valid work permit
- Age 64 years and below
Major Exclusions
- Pre-existing conditions
- Illness, disease, mental defect, infirmity or insanity
- AIDS and diseases associated with HIV
- Pregnancy, childbirth, abortion, miscarriage, and or its complications
- Suicide or self-inflicted injury
- Drug or alcohol abuse
- War and nuclear-related events
- Participation in under-water activities involving artificial breathing apparatus, hunting, potholing, parachuting, sky diving, mountaineering and rock climbing necessitating the use of guides or ropes
- Flying or other aerial activity except as a fare-paying passenger
- Any kind of speed contest or racing (other than foot) and motor rallies
Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).