Section 1 - Hospital Room & Board

Description	Plan A	Plan B	Plan C	Plan D
Hospital Room & Board Daily maximum up to 91 days	S$200	S$300	S$400	S$500

Section 2 - Intensive Care Unit

Description	Plan A	Plan B	Plan C	Plan D
Intensive Care Unit Daily maximum up to 20 days	S$400	S$600	S$800	S$1,000

Section 3 - Hospital Miscellaneous Services

Description	Plan A	Plan B	Plan C	Plan D
Hospital Miscellaneous Services	S$4,000	S$4,250	S$4,500	S$5,000

Section 4 - Surgical Fees

Description	Plan A	Plan B	Plan C	Plan D
Surgical Fees (Subject to Surgical Schedule)	S$6,000	S$6,500	S$7,000	S$7,500

Section 5 - Anaesthetist Fees

Description	Plan A	Plan B	Plan C	Plan D
Anaesthetist Fees	25% of surgical fees reimbursable	25% of surgical fees reimbursable	25% of surgical fees reimbursable	25% of surgical fees reimbursable

Section 6 - Diagnostic Services

Description	Plan A	Plan B	Plan C	Plan D
Diagnostic Services	S$450	S$550	S$600	S$700

Section 7 - In-Hospital Physician Visit

Description	Plan A	Plan B	Plan C	Plan D
In-Hospital Physician Visit Daily maximum up to 91 days	S$80	S$100	S$120	S$150

Section 8 - Post-Hospitalisation Treatment

Description	Plan A	Plan B	Plan C	Plan D
Post-Hospitalisation Treatment	S$600	S$600	S$600	S$600

Section 9 - Emergency Outpatient Accidental Treatment

Description	Plan A	Plan B	Plan C	Plan D
Emergency Outpatient Accidental Treatment	S$1,600	S$2,200	S$2,500	S$2,800

Section 10 - Ambulance Fees

Description	Plan A	Plan B	Plan C	Plan D
Ambulance Fees	S$160	S$160	S$160	S$160

Outpatient General Practitioner (GP) Rider

Description of Coverage	Plan 1	Plan 2
Outpatient Panel GP	Cashless, no co-insurance	Cashless, co-insurance of $10
Outpatient Non-Panel GP	Maximum S$35 per visit	Not covered
Overseas Outpatient Treatment	Maximum S$35 per visit	Maximum S$35 per visit
Singapore Polyclinics	As charged	As charged
Panel of Traditional Chinese Medicine (TCM)  (Maximum 3 visits per policy year)	Maximum S$35 per visit	Not covered
A&E Department at Restructured Hospital (Maximum 2 visits per policy year)	As charged	As charged
Outpatient X-Ray and Lab Test (For diagnostic purposes only) Referred by panel GP or Singapore Polyclinics	As charged	As charged

Exclusions

1.    Routine physical examinations and health check-ups.
2.    Pregnancy or childbirth.
3.    Treatment performed by a Specialist.
4.    Special investigations (e.g. MRI, CT Scan, PET Scan, Barium Test, etc).

Special Features

1.    Cashless transactions at more than 500 panel network GP clinics in Singapore and Malaysia and more than 25 panel network TCM clinics.
2.    Insureds will be able to submit their non-panel medical claims online through a mobile application and web portal.

Outpatient Specialist Rider

Description of Coverage	Plan 1	Plan 2
Outpatient Specialist Consultation	S$2,000 per policy year	S$1,000 per policy year
Outpatient Diagnostic X-Ray and Laboratory Test (including MRI, CT Scan, PET Scan) Referred by doctor	S$1,000 per policy year	S$1,000 per policy year
Outpatient Physiotherapy	S$500 per policy year	S$500 per policy year

Exclusions

1.    Routine physical examinations and health check-ups.
2.    Pregnancy or childbirth.

Special Features

1.    Cashless transactions at at over 150 panel network Specialist clinics.
2.    Insureds will enjoy concierge referral services to panel network Specialist clinics.
3.    Insured will be able to submit their non-panel medical claims online through a mobile application and web portal.

General Information

1.    A referral letter is required for Specialist consultations.
2.    A referral letter from the Specialist is required for the Outpatient Physiotherapy benefit.
3.    There is no Outpatient Specialist cover overseas.

Please refer to the actual policy wordings for the terms and conditions.