A property damage insurance policy such as a Fire or Industrial All Risks insurance provides coverage for the costs of repairing, reinstating or replacing damaged property. However, in the event of material damage or loss, such property policies do not cover the loss of profit or mounting work related costs resulting from an interruption in the business.

We know that an extended disruption due to more serious occurrences such as fire or flood can greatly affect your business. That is why we recommend you to take up Liberty’s Consequential Loss Insurance as it protects your business against financial loss following an interruption in your business due to a loss or damage covered under a property insurance policy.

Subject to policy terms, conditions and exclusions.