Under the Work Injury Compensation Act (WICA)1, an employer is liable to compensate an employee for death, sickness, or injuries arising out of and during the period of employment. The employer can also be sued for damages sustained by the employee.
If you are an employer, take up our Work Injury Compensation/Employer’s Liability Insurance policy to meet your compulsory insurance requirements as well as your legal liability towards employees under WICA.
1Self-employed persons, independent contractors, domestic workers, members of the Singapore Armed Forces, officers of the Singapore Police Force, the Singapore Civil Defence Force, the Central Narcotics Bureau and the Singapore Prisons Service are not covered under WICA
Subject to policy terms, conditions, and exclusions
Notes
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).